For nearly two centuries, businesses and homeowners have sought stability in an unpredictable world. Since 1851, Farmers of Salem has answered that call. As we mark our historic 175th anniversary this year, our commitment to protecting what matters most remains as deeply rooted as ever.

Founded during the era of horse drawn fire engines, Farmers of Salem has outlasted economic depressions, devastating natural disasters, and shifting regulatory landscapes. Today, we stand as one of the oldest mutual insurance companies in the region. This milestone year is not only an opportunity to reflect on our rich history, but also to celebrate our continued evolution. Over the decades, we have successfully blended time honored financial discipline with modern, user-friendly digital tools to better serve our policyholders and dedicated independent agent partners.

Our longevity stems from a simple philosophy: provide superior service with personal attention while offering comprehensive coverage tailored to the unique risks facing our communities. To support the growing needs of local businesses and homeowners, Farmers of Salem offers a robust suite of specialized insurance products, including:

• Businessowners coverage: Comprehensive protection for main street businesses, including retail, office, service, and mixed-use operations.
• Commercial auto: Coverage for commercial vehicles used by contractors, retailers, and service providers.
• Homeowners insurance: Flexible protection for homes, personal property, and liability, with customizable coverage options designed to fit individual lifestyles.
• Habitational insurance: Coverage solutions for apartment buildings, condominium associations, rental properties, and mixed-occupancy risks.
• Renters insurance: Also known as tenant insurance, this coverage is designed for individuals who rent or lease properties and includes protection
  for personal property and liability.

As a proud mutual company, we operate solely for the benefit of our policyholders, not Wall Street investors. This structure ensures our incentives remain aligned with the long-term financial security and peace of mind of the people and businesses we serve.

As we look ahead to the next 175 years, Farmers of Salem remains committed to innovation, investing in regional talent, and strengthening the economic fabric of Delaware, while continuing to serve customers throughout New Jersey, Pennsylvania, and Maryland.

Full article in the Delaware Business Magazine