The Atlantic Hurricane season is here, lasting from June 1 - November 30.  
As the events of 2024 have shown, inland properties are just as much at risk as coastal areas. High winds and flooding can happen anywhere.

Now is the time to speak with your local independent insurance agent about your current coverage and whether additional protection may be needed. Understanding what your policy covers is essential to creating a plan and achieving peace of mind. For example, a standard homeowners policy typically covers wind damage but not flood damage—you would need a separate flood policy. A local agent can provide quotes from the National Flood Insurance Program (NFIP) or from one of the many new private flood insurance programs that have become available in recent years.

Hurricane Preparedness Tips:

• Hurricanes are not just a coastal problem, find out how rain, wind, water could happen where you live so you can start preparing now.
• Discuss your hurricane emergency plan with your household.
• Have enough supplies for your household, include medication, disinfectant supplies, cloth face coverings, pet supplies in your go bag or car trunk.
• If you or anyone in your household is an individual with a disability identify if you may need additional help during an emergency.
• You may have to evacuate quickly due to a hurricane so make sure to know your local evacuation zone.
• Download the FEMA app and receive real-time alerts from the National Weather Service for up to five locations nationwide.
• Review your insurance policies and make sure personal documents (like ID) are up to date.
• Prepare your business with a continuity plan to continue operating when disaster strikes.

Helpful Resources:
Ready.gov provides a wealth of information to help you create an emergency communication plan, gather supplies, and check your local evacuation procedures.