Personal Umbrella Endorsement

Protecting yourself, your family and your assets is your number one priority. But, what happens if a loss occurs and your homeowner or auto liability limits are not enough?

Our personal umbrella endorsement offers your family additional limits up to five million.

 Example

If you are involved in an automobile accident where you hit another vehicle and severely injure the driver, what happens when your auto limit of $250,000 is not sufficient to cover his/her medical bills?

Suddenly, you are being sued for $1 million dollars to cover the medical expenses. Your auto insurance pays the first $250,000 but how do you afford the remaining $750,000? This is where a personal umbrella picks up and protects you and your family from financial ruin.

Farmers of Salem Products

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