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Farmers of Salem offers Employment Practices Liability (EPL) Coverage
on our Business Owners Program adding another key coverage for the small and
medium sized commercial policyholders.
The coverage gives smaller businesses easy and affordable protection against
claims of discrimination, sexual harassment, wrongful termination and other
unlawful employment practices. In addition, coverage is provided for full
prior acts with an option to add third party coverage to further broaden the EPL
coverage. The EPL coverage is essential in today's changing workplace.
Farmers of Salem's EPL Program offers:
- Broad, affordable EPL
coverage with substantial limit options and a range of deductible options.
- Access to dedicated local
expert claim services and a web based EPL Loss Prevention service to support the
management of EPL exposure.
- Access to experienced legal
advice is available through the EPL Legal Advice Helpline at
1-877-LAW-4EPL
- Meaningful limit options to
cover the full EPL exposure including defense costs within limits.
- No separate underwriting
process or application necessary for employers with 50 or less total employees
or limits at or below $250,000.
- Availability of EPL coverage
on a "refer-to-company" basis for employers with 51-250 total employees or limit
options of $500,000 or $1,000,000.
Employment Practices Liability (EPL) Coverage Webinar
Employment Practices Liability (EPL) Coverage FAQs
Employment Practices Liability (EPL) Loss Prevention Website
- Before you can begin to
utilize the site, you must register yourself and organization. Click Here
for instructions.
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